1023 1st ST, Surf City, NC 28445
1023 1st ST, Surf City, NC 28445
1023 1st ST, Surf City, NC 28445
51
See all 51 photos
$1,064,000
Est. payment /mo
3 Beds
3 Baths
1,440 SqFt
Price Dropped by $6K

1023 1st ST Surf City, NC 28445

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Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 1,440 sqft

Price per Sqft $738

Subdivision Old Settlers Beach

MLS Listing ID 100584283

Style Wood Frame,Stick Built

Bedrooms 3

Full Baths 2

Half Baths 1

HOA Y/N No

Year Built 1992

Lot Size 6,534 Sqft

Acres 0.15

Lot Dimensions irregular

Property Sub-Type Single Family Residence

Source Hive MLS

Property Description

Rare Topsail Island waterfront opportunity with deep-water boating access at all tides, a private boat lift, and a short walk to the beach! This beautifully renovated Surf City canal-front home offers the best of coastal living, combining incredible boating convenience, beautiful sunset views, and easy beach access.

One of this property's most desirable features is its deep-water canal frontage, allowing boating access even at the lowest tides. No need to plan your adventures around the tide! Keep your boat on your private lift right in the backyard, ready for spontaneous fishing trips, sunset cruises, and days exploring the waterways surrounding Topsail Island. When you're ready for the beach, enjoy a short walk to public beach access featuring restrooms, a park, and an accessible ramp with no stairs.

Inside, this 3-bedroom, 2-bath home has undergone extensive renovations in 2026, creating a beautiful, modern coastal retreat. The open-concept living area features stunning shiplap ceilings with a center beam, recessed lighting, and premium LVP flooring throughout. The completely updated kitchen is perfect for entertaining, featuring a large island with seating for six, granite countertops, new soft-close cabinetry, upgraded pantry storage, a six-burner gas range with convection and air-fry oven, and an exterior-vented range hood.

Both bathrooms have been beautifully updated with quartz countertops, modern fixtures, and a custom tiled walk-in shower in the primary suite. Additional improvements include fresh paint, updated lighting, ceiling fans, and hardware throughout.

This home is thoughtfully equipped for coastal living with a metal roof, storm shutters, storm windows, thermal doors, a whole-home standby generator, propane heating, gas cooking, and a tankless water heater.

Outdoor living is equally impressive, featuring a screened-in deck, composite decking, covered lower-level spaces, fenced yard, irrigation system, and cargo lift. A fully wired waterside workshop with a half bath and custom shelving provides excellent storage for boating gear, beach equipment, and hobbies.

Located in a peaceful section of Surf City, you'll enjoy a relaxed coastal atmosphere while remaining close to restaurants, shopping, and everything Topsail Island has to offer.

Your boat in the backyard, the beach a short walk away, and a beautifully updated home ready to enjoy! Whether you're looking for a primary residence, second home, or waterfront getaway, this property offers a rare combination of location, lifestyle, and thoughtful upgrades.

Sellers are offering $5,000 toward buyer closing costs for buyers able to close by November 30, 2026!

Location

State NC

County Onslow

Community Old Settlers Beach

Zoning MHS

Direction From Surf City high-rise bridge take the 2nd exit onto N. New River Dr. Go north 2 miles and turn left onto 1st Street. Head west and home is on your left.

Location Details Island

Rooms

Other Rooms Covered Area, Bathhouse, Storage, Workshop

Basement None

Primary Bedroom Level Primary Living Area

Interior

Interior Features Walk-in Closet(s), High Ceilings, Whole-Home Generator, Kitchen Island, Elevator, Ceiling Fan(s), Pantry, Walk-in Shower, Blinds/Shades, Walk-In Closet(s)

Heating Propane, Heat Pump

Cooling Central Air, Ceiling Fan(s), Heat Pump

Flooring LVT/LVP, Carpet

Furnishings Unfurnished

Fireplace No

Window Features Skylight(s),Storm Window(s)

Appliance Gas Oven, Built-In Microwave, Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, ENERGY STAR Qualified Appliances, Tankless Water Heater, Gas Range, Generator

Laundry Laundry Room

Exterior

Exterior Feature Shutters - Board/Hurricane, Outdoor Shower, Irrigation System, Storm Doors, Thermal Doors

Parking Features Attached, Covered, Lighted, Off Street, On Site, Paved

Pool None

Utilities Available Sewer Connected, Water Connected

Amenities Available Waterfront Community, None

Waterfront Description Boat Lift,Canal Front,Deeded Waterfront,Water Depth 4+

View Canal, ICW, Marsh, Sound, Water

Roof Type Metal

Accessibility Accessible Elevator Installed

Porch Covered, Deck, Enclosed, Patio, Porch, Screened, Wrap Around, Rear Porch

Garage No

Building

Lot Description Dead End, Front Yard, Boat Slip, Boat Dock, Boat Lift, Deeded Waterfront, Navigable Water, Water Depth 4+

Entry Level Two

Foundation Other, Pilings

Water Public

Level or Stories 1

Structure Type Shutters - Board/Hurricane,Outdoor Shower,Irrigation System,Storm Doors,Thermal Doors

New Construction No

Schools

Elementary Schools Coastal

Middle Schools Dixon

High Schools Dixon

Others

Tax ID 801-203

Acceptable Financing Cash, Conventional, FHA, USDA Loan, VA Loan

Listing Terms Cash, Conventional, FHA, USDA Loan, VA Loan

Special Listing Condition Standard

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Hive MLS / Savannah / Classic / (NCRMLS) / Cape Fear Realtors / Mountain Lakes Board of Realtors
Listed by REAL Broker LLC

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George S. Wonica

George S. Wonica

Broker Associate License ID: 10301219105

+1(929) 475-0834

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1023 1st ST